Trying to find a personal injury doctor in New Jersey to treat your back pain after an automobile accident can be a complicated process. Not only do you have to cope with physical discomfort, but you also have the difficulty of navigating the insurance system, including understanding personal injury protection (PIP) insurance in New Jersey.
To help make the process a little easier, the following information provides an overview of how PIP insurance works, as well as guidelines on how to find a personal injury doctor in New Jersey to treat your spinal injury.
What Is PIP Insurance?
In the state of New Jersey, nearly every person who owns a registered, insured vehicle must carry a special type of auto insurance, PIP insurance. Also known as no-fault insurance, the purpose of PIP insurance is to pay for any medical expenses you may incur as the result of an automobile injury.
The reason it is also called no-fault insurance is because PIP insurance is paid out regardless of which driver is responsible for the accident. Your insurance pays for your injuries, although you may be able to pursue a personal injury claim in the courts.
In New Jersey, if you do not have your own a vehicle, you may be covered by the policy of a family member you live with, the driver of a vehicle you were a passenger in or a special program called New Jersey Property-Liability Insurance Guaranty Association (NJPLIGA).
What Resources Are Available?
Now that you have a better understanding of what PIP insurance means, the next step is finding a personal injury doctor in New Jersey to treat your back injury. Before you begin, you may want to take a moment to jot down a list of qualities you are looking for in your doctor to help you narrow down your list of potential practitioners.
As you conduct your search, keep in mind that you are never obligated to follow through with treatment if you are not comfortable with your doctor. If at any point you feel like the doctor does not have your best interests at heart or your gut simply says something isn’t right, consider seeking treatment elsewhere.
Read Through Online Reviews
Online healthcare review sites can be very helpful when you are trying to find someone to treat your spinal injury following an automobile accident. Read through what other people have to say, keeping an eye out for anyone who accepts PIP insurance, treats back injuries, specializes in injuries after automobile accidents and possesses any other qualities you may be looking for.
In addition, you may benefit from reading through patient testimonials on doctors’ websites. These can give you an idea of whether or not the doctor has experience treating back injuries following automobile accidents and how the patients felt about their experiences.
Ask Friends and Family for Trusted Opinions
Consider reaching out to people you trust, such as family, friends and coworkers, to see if anyone has had a back injury following an automobile accident and needed treatment by a personal injury doctor. Even if they do not have direct experience, they may know someone who has and can provide a word-of-mouth reference.
Your Insurance Company Can Help
Many insurance companies maintain a list of doctors who accept PIP insurance, so you might want to give them a call to see if they can refer you to a personal injury doctor in New Jersey. Additionally, some companies offer an online database, where you can simply log onto a website and search for a doctor who accepts PIP insurance to treat your back injury.
Searching for the Right Personal Injury Doctor in New Jersey
You should now have a better understanding of how PIP insurance works and some ways to go about finding a personal injury doctor in New Jersey to treat your back pain following your automobile accident. Consider taking some time to think about what qualities you are looking for in your doctor. This can help you narrow down your search to only those doctors who might be a good fit for you and your needs.
About Neurosurgeons of New Jersey
Neurosurgeons of New Jersey is happy to accept PIP insurance to ensure you receive top-quality treatment for your back injury. Every surgeon at Neurosurgeons of New Jersey specializes in a single area of practice, so you can be sure you are being treated by an expert in his or her field.
The doctors at Neurosurgeons of New Jersey use state-of-the-art technology to deliver patient-focused care, treating each patient as a unique individual with varying needs. With a conservative treatment philosophy that understands surgery is not the right solution for every patient, the surgeons at Neurosurgeons of New Jersey will work with you to deliver an individualized treatment plan, rather than taking a “one size fits all” approach.
